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General Terms & Conditions

INTRODUCTION AND ACCEPTANCE

Unless otherwise agreed to in writing by Creacard SA (“CreaCard”), by using the websites and portals of CreaCard, you agree to the following Terms and Conditions of Use without limitation or qualification. Please read these terms and conditions carefully before using CreaCard’s websites or portals. If you do not agree with the Terms and Conditions of Use Policy, you are not granted permission to use CreaCard’s websites and portals.

All references in this Terms and Conditions of Use Policy to “we,” “us,” or “our” shall refer to CreaCard and its subsidiaries. All references in this Terms and Conditions of Use Policy to “you” or “your” shall refer to the users of CreaCard’s websites and portals.

EXCLUSION OF WARRANTIES AND LIMITATIONS OF LIABILITY

CreaCard’s websites and portals are provided by CreaCard on an “as is” and “as available” basis. CreaCard makes no representations or warranties of any kind, express or implied, as to the operation of CreaCard’s websites or portals or the information, content, materials, or services included thereon, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. In particular, CreaCard does not warrant that CreaCard’s websites or portals, its servers, or email sent from CreaCard are free of viruses or other harmful components. CreaCard will not be liable for any damages of any kind arising from the use of, or inability to use, CreaCard’s website or portals, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages, whether in contract, tort, or otherwise. Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages; accordingly, the above limitations or exclusions may not apply to you.

GENERAL USE OF THE WEBSITE AND PORTALS

1. In order to access certain features of CreaCard’s websites and portals, you may be required to provide information about yourself (such as identification or contact details) as part of the registration process, including to obtain a CreaCard account to access certain sections of the website and portals, or as part of your continued use of such website or portals. You agree that any registration information you give to CreaCard will always be accurate, correct, and up to date.

2. You agree to use CreaCard’s websites and portals only for purposes that are permitted by (a) this Terms and Conditions of Use Policy, and (b) any applicable law, regulation, or generally accepted practices or guidelines in the relevant jurisdictions (including any laws regarding the export of data or software to and from the United States or other relevant countries).

3. You agree not to access (or attempt to access) CreaCard’s websites or portals by any means other than through the interface that is provided by CreaCard. You specifically agree not to access (or attempt to access) any part of CreaCard’s websites or portals through any automated means (including use of scripts or web crawlers) and shall ensure that you comply with the instructions set out in any robots.txt file present on such website or portals.

4. You agree that you will not engage in any activity that interferes with or disrupts CreaCard’s website or portals (or the servers and networks which are connected to such website or portals).

5. You agree that you will not reproduce, duplicate, copy, republish, upload, post, transmit, distribute, modify, sell, trade, or resell CreaCard’s website or portals, or any portion, feature, or content thereof, for any purpose; provided that you may download one copy of the materials on CreaCard’s website or portals on any single computer for your non-commercial use only and you may print one copy of the materials on CreaCard’s website or portals for your non-commercial use only; further provided that you keep intact all copyright and other proprietary notices on any such downloaded or printed materials.

6. You agree that you are solely responsible for (and that CreaCard has no responsibility to you or to any third-party for) any breach of your obligations under the Terms and Conditions of Use Policy and for the consequences (including any loss or damage which CreaCard may suffer) of any such breach.

7. You must be 18 years or older to use CreaCard’s website or portals unsupervised. If you are under the age of 18, you may only use such website and portals in conjunction with, and under the supervision of your parents or guardians.

8. You must be a human. CreaCard accounts registered by “bots” or other automated methods are not permitted.

9. Your CreaCard account may only be used by one person – a single CreaCard account shared by multiple people is not permitted.

10. You agree and understand that you are responsible for maintaining the confidentiality and security of your CreaCard account and password, if any. CreaCard cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.

11. You agree that you will be solely responsible to CreaCard for all activities that occur under your CreaCard account.

12. One person or legal entity may not maintain more than one CreaCard account.

13. If you become aware of any unauthorized use of your CreaCard account or password, you agree to notify CreaCard immediately.

14. We reserve the right to modify or discontinue, temporarily or permanently, your access to CreaCard’s website or portals, or your CreaCard account with or without notice.

COMMENTS, COMMUNICATIONS, AND OTHER CONTENT

Certain features within CreaCard’s websites or portals may allow you to post comments, send emails and other communications, and submit suggestions, ideas, comments, questions, or other information (together “Commenting”). You agree, understand and represent that all of your Commenting: (i) is accurate, (ii) is owned or otherwise controlled by you, (iii) is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third-parties, and (iv) does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of Commenting. CreaCard reserves the right (but not the obligation) to monitor and edit or remove any Commenting activity or content. If you do post Commenting content or submit Commenting material, you grant CreaCard a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Commenting content throughout the world in any media, including the right to use the name that you submit in connection with such Commenting. CreaCard takes no responsibility and assumes no liability for any Commenting content posted by you or any third-party.

LINKS

CreaCard’s websites and portals may be linked to other websites not maintained by us. We do not control and are not responsible for the content of and policies governing use of those websites not maintained by us. The inclusion of any link to such websites does not imply approval of or endorsement by us of the websites or the content thereof.

PRIVACY

Please read our Privacy Policy which also governs your use of CreaCard’s websites and portals to understand our policies about what information we collect, how we will treat this information, and what options you have to direct our activities.

OWNERSHIP, COPYRIGHT AND TRADEMARK

All content included on CreaCard’s websites and portals, such as trademarks, service marks, trade names, text, graphics, logos, icons, button icons, images, data compilations, domain names, and software, is the property of CreaCard or its content suppliers or used with permission. The compilation of all content on this site is the exclusive property of CreaCard and may be protected by the appropriate copyright laws. All software used on this site is the property of CreaCard or its software suppliers and may be protected by applicable copyright laws. Nothing on this site should be construed as granting any license or right to such content or software.

COPYRIGHT AND TRADEMARK COMPLAINTS

CreaCard respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement on CreaCard’s websites or portals, please notify us immediately by mail at CreaCard SA, 17 rue d Orleans, 92200 Neuilly-sur-Seine, France.

SITE TECHNOLOGIES

CreaCard does not provide the technologies used to build the website or portals, and therefore, neither recommends nor endorses the same. Any information regarding identified technologies, including their capabilities, limitations, and applications, should be sought directly from their manufacturers. CreaCard hereby disclaims any rights to trademarks, service marks, trade names, logos, copyrights, patents, domain names, or other intellectual property interests of third-parties.

APPLICABLE LAW

By visiting CreaCard’s websites or portals, you agree that the laws France, without regard to principles of conflict of laws, will govern this Terms and Conditions of Use Policy and any dispute of any sort that might arise between you and CreaCard regarding such Policy.

CHANGES TO THE TERMS

CreaCard reserves the right, at any time, to modify, alter, or update the terms and conditions of this Terms and Conditions of Use Policy without prior notice. Modifications shall become effective immediately upon being posted on our websites and portals. Your continued use of the websites and portals after modifications are posted constitutes an acknowledgement and acceptance of the Terms and Conditions of Use Policy and its modifications.

HOW TO CONTACT US

Any questions about this Terms and Conditions of Use Policy should be addressed to contact@creacard.net or by regular mail to: CreaCard SA, 17 rue d’Orleans, 92200 Neuilly-sur-Seine, France